/* Moore Money Retirement Check: shared styles for the public pages.
   Paper-and-ink: body #2A2724 on #FAF7F0, headlines #1A1815, accent only on rules, eyebrows, bullets and the main button. */
@font-face{font-family:'Public Sans';font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/public-sans-latin-400-normal.woff2) format('woff2')}
@font-face{font-family:'Public Sans';font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/public-sans-latin-600-normal.woff2) format('woff2')}
@font-face{font-family:'Public Sans';font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/public-sans-latin-700-normal.woff2) format('woff2')}
@font-face{font-family:'Source Serif 4';font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/source-serif-4-latin-600-normal.woff2) format('woff2')}
:root{--bg:#FAF7F0;--surface:#FFFFFF;--text:#2A2724;--ink:#1A1815;--rule:#DDD5C5;--soft:#F3EEE4;--accent:#8A5A00;--good:#1E6B3A;--warn:#8F1D1D;
--serif:'Source Serif 4',Georgia,'Times New Roman',serif;--sans:'Public Sans',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;color-scheme:light}
*,*::before,*::after{box-sizing:border-box}
html{font-size:18px;background:var(--bg);-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font:1rem/1.6 var(--sans)}
img,svg{max-width:100%}
a{color:var(--ink);text-underline-offset:3px}
a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
h1,h2,h3{font-family:var(--serif);color:var(--ink);line-height:1.15;margin:0;text-wrap:balance;font-weight:600}
strong,b{color:var(--ink)}
.wrap{max-width:1040px;margin:0 auto;padding-inline:20px}
.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:10}
/* Masthead */
.mast{border-bottom:1px solid var(--rule);background:var(--bg)}
.mast .wrap{display:flex;justify-content:space-between;align-items:center;gap:10px 18px;flex-wrap:wrap;padding-block:12px}
.brand{text-decoration:none;color:var(--text)}
.brand b{display:block;font:600 1.05rem/1.2 var(--serif);color:var(--ink)}
.brand span{font-size:.76rem}
.mast nav{display:flex;align-items:center;gap:6px 18px;flex-wrap:wrap;font-weight:600;font-size:.92rem}
.mast nav a{text-decoration:none}.mast nav a:hover{text-decoration:underline}
.mast nav a.btn-sm{background:var(--accent);color:#fff;border-radius:6px;padding:8px 14px;text-decoration:none}
.mast nav a.btn-sm:hover{background:#6F4800}
@media (max-width:620px){.mast nav .tel{display:none}}
/* Shared pieces */
.eyebrow{font:700 .72rem/1.3 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--accent)}
.cta{display:inline-flex;align-items:center;justify-content:center;min-height:56px;padding:0 30px;background:var(--accent);color:#fff;font:700 1.05rem var(--sans);text-decoration:none;border-radius:8px}
.cta:hover{background:#6F4800}
section{padding-block:44px;border-top:1px solid var(--rule)}
section h2{font-size:clamp(1.6rem,3vw,2.1rem);margin:8px 0 18px}
.card{background:var(--surface);border:1px solid var(--rule);border-radius:10px;padding:20px}
.card h3{font-size:1.2rem;margin-bottom:6px}.card p{margin:0}
details{background:var(--surface);border:1px solid var(--rule);border-radius:8px;padding:14px 18px;margin:10px 0}
summary{cursor:pointer;font-weight:700;color:var(--ink)}
details p{margin:10px 0 0}
.band{background:var(--ink);color:#fff;border-radius:12px;padding:32px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.band h2{color:#fff;margin:0}.band p{margin:6px 0 0;color:#fff}
.band .cta{background:#fff;color:var(--ink)}.band .cta:hover{background:var(--soft)}
/* Home */
.hero{padding-block:56px 40px;display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:48px;align-items:center}
.hero h1{font-size:clamp(2.1rem,4.6vw,3.3rem);margin:12px 0 18px}
.lede{font-size:1.15rem;margin:0 0 24px;max-width:36em}
.facts{display:flex;flex-wrap:wrap;gap:10px 22px;margin:22px 0 0;padding:0;list-style:none;font-weight:600;color:var(--ink)}
.facts li{border-left:3px solid var(--accent);padding-left:10px}
.sample{background:var(--surface);border:1px solid var(--rule);border-radius:12px;padding:22px}
.sample .tag{display:inline-block;font:700 .7rem var(--sans);letter-spacing:.1em;text-transform:uppercase;color:var(--ink);background:var(--soft);border-radius:4px;padding:3px 8px}
.tiles{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:14px}
.tile{border:1px solid var(--rule);border-radius:8px;padding:12px}
.tile small{display:block;font-size:.78rem;line-height:1.35}
.tile b{display:block;font:600 1.6rem/1.1 var(--serif);color:var(--ink);margin-top:6px}
.sample p{font-size:.8rem;margin:12px 0 0}
.trust{background:var(--surface)}
.trust .wrap{display:grid;grid-template-columns:1fr 1fr;gap:16px 40px}
.trust a{display:block;text-decoration:none;color:var(--text);border-left:3px solid var(--accent);padding-left:14px}
.trust small{display:block;font:700 .7rem/1.4 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--accent)}
.trust b{display:block;font:600 1.15rem var(--serif);color:var(--ink)}
.trust span{font-size:.88rem}.trust u{color:var(--ink);text-underline-offset:3px}
section.trust{padding-block:24px}
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.step{font:700 .8rem var(--sans);color:var(--accent);letter-spacing:.1em}
ul.checks{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px 28px}
ul.checks li{position:relative;padding-left:22px}
ul.checks li::before{content:"";position:absolute;left:0;top:.62em;width:9px;height:9px;border-radius:50%;background:var(--accent)}
.about{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,2fr);gap:32px;align-items:start}
.about .who{font:600 1.05rem var(--serif);color:var(--ink)}
.about p{margin:0 0 12px;max-width:40em}
a.tool{display:block;text-decoration:none;color:var(--text);background:var(--surface);border:1px solid var(--rule);border-radius:10px;padding:18px 20px}
a.tool:hover{border-color:var(--ink)}
a.tool b{display:block;font:600 1.12rem/1.25 var(--serif);color:var(--ink);margin-bottom:4px}
a.tool span{font-size:.9rem}
/* Article pages */
.crumbs{font-size:.82rem;padding-top:18px}.crumbs a{color:var(--text)}
.page-head{padding-block:18px 8px;max-width:760px}
.page-head h1{font-size:clamp(1.9rem,4vw,2.7rem);margin:10px 0 14px}
.answer{background:var(--surface);border:1px solid var(--rule);border-left:4px solid var(--accent);border-radius:8px;padding:14px 18px;margin:18px 0 0;max-width:760px}
.meta{font-size:.82rem;margin-top:12px}
.prose{max-width:760px}
.prose h2{font-size:1.55rem;margin:34px 0 10px}
.prose h3{font-size:1.2rem;margin:24px 0 8px}
.prose p,.prose li{max-width:40em}
.prose ul,.prose ol{padding-left:22px}.prose li{margin:5px 0}
.tw{overflow-x:auto;margin:14px 0;-webkit-overflow-scrolling:touch}
table{border-collapse:collapse;width:100%;background:var(--surface);font-size:.9rem}
th,td{text-align:left;vertical-align:top;padding:8px 10px;border:1px solid var(--rule)}
th{background:var(--soft);color:var(--ink)}
td.n,th.n{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
tr.hl td{background:#FFF6E0;font-weight:700;color:var(--ink)}
.note{font-size:.88rem}
/* Calculator */
.calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);gap:24px;margin:26px 0 8px;align-items:start}
.calc form{background:var(--surface);border:1px solid var(--rule);border-radius:12px;padding:20px}
.calc .f{margin-bottom:14px}
.calc label{display:block;font-weight:700;color:var(--ink);font-size:.92rem;margin-bottom:4px}
.calc .hint{display:block;font-size:.8rem;margin-top:3px}
.calc input,.calc select{width:100%;min-height:46px;font:1rem var(--sans);color:var(--ink);background:#fff;border:1px solid #B9AE99;border-radius:6px;padding:8px 12px}
.calc .row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.out{background:var(--surface);border:1px solid var(--rule);border-top:4px solid var(--ink);border-radius:12px;padding:20px}
.out .big{font:600 2.3rem/1.1 var(--serif);color:var(--ink);margin:6px 0 4px}
.out .sub{font-size:.92rem}
.out dl{display:grid;grid-template-columns:1fr auto;gap:6px 14px;margin:16px 0 0;font-size:.92rem}
.out dt{margin:0}.out dd{margin:0;text-align:right;font-weight:700;color:var(--ink);font-variant-numeric:tabular-nums}
.out dt.tot,.out dd.tot{border-top:1px solid var(--rule);padding-top:6px}
.pill{display:inline-block;font:700 .75rem var(--sans);border-radius:999px;padding:3px 10px;color:#fff;background:var(--ink)}
.pill.good{background:var(--good)}.pill.warn{background:var(--warn)}
.next{margin-top:16px;padding-top:14px;border-top:1px solid var(--rule);font-size:.92rem}
.cta-box{background:var(--ink);color:#fff;border-radius:12px;padding:24px 26px;margin:34px 0;max-width:760px}
.cta-box h2{color:#fff;font-size:1.45rem;margin:0 0 6px}
.cta-box p{color:#fff;margin:0 0 14px}
.cta-box .cta{background:#fff;color:var(--ink);min-height:50px}
.cta-box .cta:hover{background:var(--soft)}
.sources li{font-size:.9rem}
.related{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:10px}
/* Footer */
footer{border-top:1px solid var(--rule);padding-block:30px 44px;font-size:.84rem;margin-top:40px}
footer p{margin:0 0 10px;max-width:72em}
footer .fnav{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:4px 20px;margin-bottom:20px;font-size:.9rem}
footer .fnav b{display:block;color:var(--ink);margin-bottom:4px}
footer .fnav a{display:block;padding:2px 0}
@media (max-width:860px){
  .hero,.about,.calc{grid-template-columns:minmax(0,1fr)}.hero{gap:28px;padding-block:36px 28px}
  .grid3,.related{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  .grid3,.grid2,.related,ul.checks,.trust .wrap,footer .fnav{grid-template-columns:minmax(0,1fr)}
  .tiles{grid-template-columns:1fr 1fr}.band{padding:24px}
  .calc .row2{grid-template-columns:1fr}
}
@media print{.mast nav,.cta-box,.cta,footer .fnav{display:none}}